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ZIP Code 94581 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
2,049
Density
N/A
Median income
$83,281
+11% vs US avg
Home value
$880,700
+153% vs US avg
Median rent
$1,697
+46% vs US avg
Timezone
N/A

Overview of ZIP Code 94581

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What to know about ZIP 94581

ZIP code 94581 covers ZIP 94581 with a population of about 2,049.

At a glance, the area shows median age of 37.2 versus a U.S. median of about 38.9.

It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.

Income and economy in ZIP 94581

Median household income in ZIP 94581 is about $83,281 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.2%; unemployment rate near 15.7%; 25.0% of adults with a bachelor’s degree or higher (about 8.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Manufacturing, and Healthcare; about 11.3% of workers reporting work-from-home (about 3.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 94581

Median home value is about $880,700 — about 153% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,697 (about 46% above the U.S. median rent ($1,163)), and owner-occupancy near 26.8% (about 38.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 94581, a household would need roughly $242,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,657. That is about 191% above the local median household income ($83,281), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.