US5.com
  1. Home
  2. States
  3. California
  4. ZIP 94580
  5. Housing & Real Estate
San Lorenzo CDP, CA

ZIP 94580 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94580

Median Home Value
$820,100
Median Rent
$1,972
Affordability Snapshot
$226,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,268/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94580 in San Lorenzo CDP, CA, a household would need roughly $226,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,268. That is about 105% above the local median household income ($110,106), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (23% built before 1939)

Owner Occupied
73.6%+13% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
23.1%+81% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
36.3%-5% vs US avg
x
$820,100
Home Value
$1,972
Rent
1955
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.5%
  • 1-unit attached5.0%
  • 2-9 units1.9%
  • 10+ units11.3%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$820,100
Median rent$1,972
Owner-occupied73.6%
Vacant3.1%
Price-to-income7.4x
Est. income to buy$226,000