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San Leandro city, CA

ZIP 94577 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94577

Median Home Value
$824,900
Median Rent
$2,044
Affordability Snapshot
$227,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,299/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94577 in San Leandro city, CA, a household would need roughly $227,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,299. That is about 105% above the local median household income ($110,989), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.9%-14% vs US avg
x
Vacancy Rate
4.6%-55% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
16.6%+30% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
27.2%-45% vs US avg
x
Mortgage-Free
36.4%-5% vs US avg
x
$824,900
Home Value
$2,044
Rent
1959
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.8%
  • 1-unit attached8.0%
  • 2-9 units11.1%
  • 10+ units22.1%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$824,900
Median rent$2,044
Owner-occupied55.9%
Vacant4.6%
Price-to-income7.4x
Est. income to buy$227,000