US5.com
  1. Home
  2. States
  3. California
  4. ZIP 94559
  5. Housing & Real Estate
Napa city, CA

ZIP 94559 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94559

Median Home Value
$877,100
Median Rent
$1,919
Affordability Snapshot
$241,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,634/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94559 in Napa city, CA, a household would need roughly $241,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,634. That is about 140% above the local median household income ($100,559), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
49.9%-24% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
32.4%-15% vs US avg
x
$877,100
Home Value
$1,919
Rent
1967
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.8%
  • 1-unit attached8.4%
  • 2-9 units13.7%
  • 10+ units14.8%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$877,100
Median rent$1,919
Owner-occupied49.9%
Vacant9.0%
Price-to-income8.7x
Est. income to buy$241,000