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Livermore city, CA

ZIP 94551 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94551

Median Home Value
$931,000
Median Rent
$2,356
Affordability Snapshot
$256,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,980/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94551 in Livermore city, CA, a household would need roughly $256,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,980. That is about 96% above the local median household income ($130,705), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.0%+7% vs US avg
x
Vacancy Rate
1.9%-81% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
22.5%-55% vs US avg
x
Mortgage-Free
24.8%-35% vs US avg
x
$931,000
Home Value
$2,356
Rent
1981
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.9%
  • 1-unit attached17.0%
  • 2-9 units5.2%
  • 10+ units11.2%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$931,000
Median rent$2,356
Owner-occupied70.0%
Vacant1.9%
Price-to-income7.1x
Est. income to buy$256,000