US5.com
  1. Home
  2. States
  3. California
  4. ZIP 94544
  5. Housing & Real Estate
Hayward city, CA

ZIP 94544 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94544

Median Home Value
$801,900
Median Rent
$2,201
Affordability Snapshot
$221,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,151/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94544 in Hayward city, CA, a household would need roughly $221,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,151. That is about 104% above the local median household income ($108,358), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
53.5%-18% vs US avg
x
Vacancy Rate
4.5%-57% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
4.7%-64% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
30.5%-20% vs US avg
x
$801,900
Home Value
$2,201
Rent
1970
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.2%
  • 1-unit attached7.9%
  • 2-9 units11.1%
  • 10+ units25.5%
  • Mobile home & other7.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$801,900
Median rent$2,201
Owner-occupied53.5%
Vacant4.5%
Price-to-income7.4x
Est. income to buy$221,000