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Hayward city, CA

ZIP 94542 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94542

Median Home Value
$1,085,900
Median Rent
$2,389
Affordability Snapshot
$299,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,976/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94542 in Hayward city, CA, a household would need roughly $299,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,976. That is about 127% above the local median household income ($131,989), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.7%+10% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
10.4%-30% vs US avg
x
Built Pre-1939
7.2%-44% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
26.6%-47% vs US avg
x
Mortgage-Free
23.5%-38% vs US avg
x
$1,085,900
Home Value
$2,389
Rent
1978
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.7%
  • 1-unit attached5.7%
  • 2-9 units6.6%
  • 10+ units15.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,085,900
Median rent$2,389
Owner-occupied71.7%
Vacant7.0%
Price-to-income8.2x
Est. income to buy$299,000