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Antioch city, CA

ZIP 94531 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94531

Median Home Value
$660,200
Median Rent
$2,619
Affordability Snapshot
$182,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,241/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94531 in Antioch city, CA, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,241. That is about 47% above the local median household income ($123,428), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.3%+11% vs US avg
x
Vacancy Rate
2.0%-81% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
21.4%+45% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
3.4%-50% vs US avg
x
Rent Burden >30%
33.8%-32% vs US avg
x
Mortgage-Free
19.4%-49% vs US avg
x
$660,200
Home Value
$2,619
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.2%
  • 1-unit attached2.1%
  • 2-9 units2.5%
  • 10+ units5.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$660,200
Median rent$2,619
Owner-occupied72.3%
Vacant2.0%
Price-to-income5.3x
Est. income to buy$182,000