What to know about ZIP 94522
ZIP code 94522 covers ZIP 94522 with a population of about 2,456.
At a glance, the area shows median age of 43.4 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 94522 covers ZIP 94522 with a population of about 2,456.
At a glance, the area shows median age of 43.4 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Median household income in ZIP 94522 is about $53,288 — about 29% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 21.9%; unemployment rate near 1.8%; 44.1% of adults with a bachelor’s degree or higher (about 10.4 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 12.5% of workers reporting work-from-home (about 2.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $299,500 — about 14% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,139 (about 84% above the U.S. median rent ($1,163)), and owner-occupancy near 8.3% (about 57.1 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 94522, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,924. That is about 54% above the local median household income ($53,288), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.