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Foster City city, CA

ZIP 94404 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94404

Median Home Value
$1,682,700
Median Rent
$3,501
Affordability Snapshot
$463,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$10,809/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

40.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94404 in Foster City city, CA, a household would need roughly $463,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $10,809. That is about 154% above the local median household income ($182,417), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.1%-22% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
97.7%+12% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
21.7%-56% vs US avg
x
Mortgage-Free
31.2%-18% vs US avg
x
$1,682,700
Home Value
$3,501
Rent
1977
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached31.4%
  • 1-unit attached20.7%
  • 2-9 units13.2%
  • 10+ units34.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,682,700
Median rent$3,501
Owner-occupied51.1%
Vacant3.8%
Price-to-income9.2x
Est. income to buy$463,000