What to know about ZIP 94164
ZIP code 94164 covers ZIP 94164 with a population of about 2,205.
At a glance, the area shows median age of 36.7 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 94164 covers ZIP 94164 with a population of about 2,205.
At a glance, the area shows median age of 36.7 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Median household income in ZIP 94164 is about $101,976 — about 36% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 9.9%; unemployment rate near 4.5%; 54.1% of adults with a bachelor’s degree or higher (about 20.4 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Professional services, Food services, and Manufacturing; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $1,005,200 — about 189% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,122 (about 82% above the U.S. median rent ($1,163)), and owner-occupancy near 7.2% (about 58.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 94164, a household would need roughly $277,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,457. That is about 172% above the local median household income ($101,976), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.