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San Francisco city, CA

ZIP 94111 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94111

Median Home Value
$1,217,300
Median Rent
$2,206
Affordability Snapshot
$335,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,820/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

46.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94111 in San Francisco city, CA, a household would need roughly $335,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,820. That is about 155% above the local median household income ($131,343), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
19.7%-70% vs US avg
x
Vacancy Rate
19.0%+84% vs US avg
x
Broadband Access
90.7%+4% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
0.3%-97% vs US avg
x
Built Post-2014
3.1%-55% vs US avg
x
Rent Burden >30%
15.6%-69% vs US avg
x
Mortgage-Free
38.7%+1% vs US avg
x
$1,217,300
Home Value
$2,206
Rent
1978
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached4.1%
  • 1-unit attached0.7%
  • 2-9 units2.6%
  • 10+ units92.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,217,300
Median rent$2,206
Owner-occupied19.7%
Vacant19.0%
Price-to-income9.3x
Est. income to buy$335,000