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ZIP Code 93912 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
4,831
Density
N/A
Median income
$98,438
+31% vs US avg
Home value
$609,000
+75% vs US avg
Median rent
$1,837
+58% vs US avg
Timezone
N/A

Overview of ZIP Code 93912

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What to know about ZIP 93912

ZIP code 93912 covers ZIP 93912 with a population of about 4,831.

At a glance, the area shows median age of 34.4 versus a U.S. median of about 38.9.

It sits in the MONTEREY - SALINAS media market.

Income and economy in ZIP 93912

Median household income in ZIP 93912 is about $98,438 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 5.2%; 18.5% of adults with a bachelor’s degree or higher (about 15.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Healthcare; about 3.2% of workers reporting work-from-home (about 12.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 93912

Median home value is about $609,000 — about 75% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,837 (about 58% above the U.S. median rent ($1,163)), and owner-occupancy near 57.8% (about 7.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93912, a household would need roughly $168,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,912. That is about 71% above the local median household income ($98,438), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.