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Fresno city, CA

ZIP 93705 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93705

Median Home Value
$281,300
Median Rent
$1,020
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,807/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93705 in Fresno city, CA, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,807. That is about 40% above the local median household income ($55,152), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
48.5%-26% vs US avg
x
Vacancy Rate
4.6%-56% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
7.6%-41% vs US avg
x
Built Post-2014
0.0%-100% vs US avg
x
Rent Burden >30%
31.4%-37% vs US avg
x
Mortgage-Free
36.3%-5% vs US avg
x
$281,300
Home Value
$1,020
Rent
1966
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.8%
  • 1-unit attached2.5%
  • 2-9 units22.3%
  • 10+ units11.7%
  • Mobile home & other2.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$281,300
Median rent$1,020
Owner-occupied48.5%
Vacant4.6%
Price-to-income5.1x
Est. income to buy$77,000