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Orange Cove city, CA

ZIP 93646 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93646

Median Home Value
$240,500
Median Rent
$754
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,545/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93646 in Orange Cove city, CA, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,545. That is about 67% above the local median household income ($39,632), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
43.8%-33% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
70.0%-20% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
40.5%-18% vs US avg
x
Mortgage-Free
42.2%+10% vs US avg
x
$240,500
Home Value
$754
Rent
1987
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.1%
  • 1-unit attached1.4%
  • 2-9 units25.8%
  • 10+ units16.1%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$240,500
Median rent$754
Owner-occupied43.8%
Vacant3.9%
Price-to-income6.1x
Est. income to buy$66,000