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Lone Pine CDP, CA

ZIP 93545 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93545

Median Home Value
$192,800
Median Rent
$563
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,238/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93545 in Lone Pine CDP, CA, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,238. That is roughly in line with the local median household income ($49,635). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
57.7%-12% vs US avg
x
Vacancy Rate
24.0%+133% vs US avg
x
Broadband Access
67.4%-23% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
21.9%+71% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
16.2%-67% vs US avg
x
Mortgage-Free
61.8%+62% vs US avg
x
$192,800
Home Value
$563
Rent
1967
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.9%
  • 1-unit attached0.0%
  • 2-9 units2.3%
  • 10+ units0.0%
  • Mobile home & other30.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,800
Median rent$563
Owner-occupied57.7%
Vacant24.0%
Price-to-income3.9x
Est. income to buy$53,000