ZIP Code 93518 — Keene CDP, CA Demographics & Data

ZIP code 93518 covers Keene, CA in Kern County with a population of about 1,115.

At a glance, the area shows median age of 51.7 versus a U.S. median of about 38.9.

It sits in telephone area code 661; U.S. House district CA-20; the BAKERSFIELD media market.

Median household income in ZIP 93518 is about $63,095 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.9%; unemployment rate near 5.3%; 36.5% of adults with a bachelor’s degree or higher (about 2.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Retail trade, and Information; about 30.7% of workers reporting work-from-home (about 15.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $268,400 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,125 (about 3% below the U.S. median rent ($1,163)), and owner-occupancy near 86.9% (about 21.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93518 in Keene, CA, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,724. That is about 17% above the local median household income ($63,095), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Keene CDP, CA as Relatively High (composite score 98.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.7) and flood (98.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Keene CDP, CA show little to no average snow and around 12.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 55 for ZIP 93518 (Keene CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.