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ZIP 93456 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93456

Median Home Value
$422,500
Median Rent
$1,659
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,714/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93456, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,714. That is about 74% above the local median household income ($66,518), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
35.1%-46% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
83.7%-4% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
2.4%-82% vs US avg
x
Built Post-2014
3.4%-51% vs US avg
x
Rent Burden >30%
26.8%-46% vs US avg
x
Mortgage-Free
29.5%-23% vs US avg
x
$422,500
Home Value
$1,659
Rent
1983
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached34.3%
  • 1-unit attached5.0%
  • 2-9 units17.7%
  • 10+ units36.7%
  • Mobile home & other6.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$422,500
Median rent$1,659
Owner-occupied35.1%
Vacant7.1%
Price-to-income6.4x
Est. income to buy$116,000