US5.com
  1. Home
  2. States
  3. ZIP 93448
  4. Housing & Real Estate
,

ZIP 93448 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93448

Median Home Value
$1,103,279
Median Rent
$2,035
Affordability Snapshot
$304,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,087/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93448, a household would need roughly $304,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,087. That is about 139% above the local median household income ($127,145), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.6%+6% vs US avg
x
Vacancy Rate
32.2%+212% vs US avg
x
Broadband Access
98.1%+13% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
4.2%-68% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
16.3%-67% vs US avg
x
Mortgage-Free
42.9%+12% vs US avg
x
$1,103,279
Home Value
$2,035
Rent
1988
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.6%
  • 1-unit attached6.1%
  • 2-9 units18.2%
  • 10+ units2.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,103,279
Median rent$2,035
Owner-occupied69.6%
Vacant32.2%
Price-to-income8.7x
Est. income to buy$304,000