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Nipomo CDP, CA

ZIP 93444 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93444

Median Home Value
$746,400
Median Rent
$1,828
Affordability Snapshot
$205,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,795/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93444 in Nipomo CDP, CA, a household would need roughly $205,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,795. That is about 94% above the local median household income ($105,655), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.0%+13% vs US avg
x
Vacancy Rate
8.7%-15% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
17.7%-64% vs US avg
x
Mortgage-Free
35.7%-7% vs US avg
x
$746,400
Home Value
$1,828
Rent
1994
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached3.7%
  • 2-9 units6.7%
  • 10+ units1.3%
  • Mobile home & other11.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$746,400
Median rent$1,828
Owner-occupied74.0%
Vacant8.7%
Price-to-income7.1x
Est. income to buy$205,000