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Arroyo Grande city, CA

ZIP 93420 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93420

Median Home Value
$872,200
Median Rent
$1,850
Affordability Snapshot
$240,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,603/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93420 in Arroyo Grande city, CA, a household would need roughly $240,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,603. That is about 125% above the local median household income ($106,718), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.2%+1% vs US avg
x
Vacancy Rate
8.5%-17% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
40.1%+5% vs US avg
x
$872,200
Home Value
$1,850
Rent
1983
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.9%
  • 1-unit attached6.5%
  • 2-9 units4.7%
  • 10+ units7.0%
  • Mobile home & other9.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$872,200
Median rent$1,850
Owner-occupied66.2%
Vacant8.5%
Price-to-income8.2x
Est. income to buy$240,000