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ZIP 93386
Housing & Real Estate

ZIP 93386 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93386

Median Home Value

$264,600

Median Rent

$1,045

Affordability Snapshot

$73,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,700/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93386, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,700. That is roughly in line with the local median household income ($63,657). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

63.9%-2% vs US avg

Vacancy Rate

2.3%-77% vs US avg

Broadband Access

90.2%+4% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

14.5%+13% vs US avg

Built Post-2014

1.2%-83% vs US avg

Rent Burden >30%

12.9%-74% vs US avg

Mortgage-Free

15.5%-59% vs US avg

$264,600

Home Value

$1,045

Rent

1952

Year Built

2011

Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached84.7%
1-unit attached7.2%
2-9 units8.1%
10+ units0.0%
Mobile home & other0.0%

ZIP 93386 — Housing & Real Estate

Housing & Real Estate in ZIP Code 93386

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