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ZIP Code 93140 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

At a glance

Population
1,173
Density
N/A
Median income
$142,978
+90% vs US avg
Home value
$904,700
+160% vs US avg
Median rent
$3,104
+167% vs US avg
Timezone
N/A

Overview of ZIP Code 93140

RetirementRetirement-oriented community
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What to know about ZIP 93140

ZIP code 93140 covers ZIP 93140 with a population of about 1,173.

At a glance, the area shows median age of 58.2 versus a U.S. median of about 38.9.

It sits in the SANTABARBRA - SANMAR - SANLUOB media market.

Local search focus: Retirement

ZIP 93140 fits a retirement-oriented profile (high share of residents 65+ (37.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in ZIP 93140

Median household income in ZIP 93140 is about $142,978 — about 90% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.0%; unemployment rate near 4.3%; 58.1% of adults with a bachelor’s degree or higher (about 24.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 11.4% of workers reporting work-from-home (about 3.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 93140

Median home value is about $904,700 — about 160% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $3,104 (about 167% above the U.S. median rent ($1,163)), and owner-occupancy near 45.5% (about 19.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93140, a household would need roughly $249,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,812. That is about 74% above the local median household income ($142,978), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.