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ZIP 93130 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93130

Median Home Value
$1,177,900
Median Rent
$2,170
Affordability Snapshot
$324,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,567/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93130, a household would need roughly $324,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,567. That is about 167% above the local median household income ($121,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.5%-33% vs US avg
x
Vacancy Rate
14.6%+42% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
4.1%-41% vs US avg
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$1,177,900
Home Value
$2,170
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached34.6%
  • 1-unit attached5.3%
  • 2-9 units19.0%
  • 10+ units41.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,177,900
Median rent$2,170
Owner-occupied43.5%
Vacant14.6%
Price-to-income9.7x
Est. income to buy$324,000