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Moorpark city, CA

ZIP 93021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93021

Median Home Value
$862,600
Median Rent
$2,356
Affordability Snapshot
$237,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,541/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93021 in Moorpark city, CA, a household would need roughly $237,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,541. That is about 58% above the local median household income ($149,848), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.2%+21% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
97.2%+12% vs US avg
x
4+ Bedrooms
12.3%-17% vs US avg
x
Built Pre-1939
0.8%-93% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
26.7%-46% vs US avg
x
Mortgage-Free
20.5%-46% vs US avg
x
$862,600
Home Value
$2,356
Rent
1987
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached9.2%
  • 2-9 units6.1%
  • 10+ units6.2%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$862,600
Median rent$2,356
Owner-occupied79.2%
Vacant3.2%
Price-to-income5.8x
Est. income to buy$237,000