US5.com
  1. Home
  2. States
  3. California
  4. ZIP 92865
  5. Housing & Real Estate
Orange city, CA

ZIP 92865 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92865

Median Home Value
$842,700
Median Rent
$2,237
Affordability Snapshot
$232,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,413/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92865 in Orange city, CA, a household would need roughly $232,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,413. That is about 78% above the local median household income ($130,258), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.8%+2% vs US avg
x
Vacancy Rate
2.6%-74% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
16.4%-67% vs US avg
x
Mortgage-Free
23.3%-39% vs US avg
x
$842,700
Home Value
$2,237
Rent
1969
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.7%
  • 1-unit attached12.3%
  • 2-9 units9.7%
  • 10+ units9.7%
  • Mobile home & other3.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$842,700
Median rent$2,237
Owner-occupied66.8%
Vacant2.6%
Price-to-income6.5x
Est. income to buy$232,000