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Tustin city, CA

ZIP 92782 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92782

Median Home Value
$1,028,900
Median Rent
$2,663
Affordability Snapshot
$283,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,609/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92782 in Tustin city, CA, a household would need roughly $283,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,609. That is about 97% above the local median household income ($143,433), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.9%-5% vs US avg
x
Vacancy Rate
2.1%-79% vs US avg
x
Broadband Access
97.7%+12% vs US avg
x
4+ Bedrooms
9.5%-36% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
33.5%-33% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$1,028,900
Home Value
$2,663
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.0%
  • 1-unit attached22.7%
  • 2-9 units11.6%
  • 10+ units25.6%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,028,900
Median rent$2,663
Owner-occupied61.9%
Vacant2.1%
Price-to-income7.2x
Est. income to buy$283,000