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North Tustin CDP, CA

ZIP 92705 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92705

Median Home Value
$1,135,600
Median Rent
$2,091
Affordability Snapshot
$313,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,295/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92705 in North Tustin CDP, CA, a household would need roughly $313,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,295. That is about 149% above the local median household income ($125,928), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.5%-6% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
9.2%-38% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
30.2%-39% vs US avg
x
Mortgage-Free
30.1%-21% vs US avg
x
$1,135,600
Home Value
$2,091
Rent
1970
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.9%
  • 1-unit attached4.1%
  • 2-9 units10.8%
  • 10+ units21.5%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,135,600
Median rent$2,091
Owner-occupied61.5%
Vacant3.9%
Price-to-income9.0x
Est. income to buy$313,000