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Newport Beach city, CA

ZIP 92663 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92663

Median Home Value
$2,000,001
Median Rent
$2,565
Affordability Snapshot
$551,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$12,847/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

14.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

65.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92663 in Newport Beach city, CA, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. That is about 298% above the local median household income ($138,271), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.7%-26% vs US avg
x
Vacancy Rate
16.2%+57% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
5.2%-59% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
37.6%-2% vs US avg
x
$2,000,001
Home Value
$2,565
Rent
1972
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.1%
  • 1-unit attached17.2%
  • 2-9 units21.9%
  • 10+ units25.3%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$2,000,001
Median rent$2,565
Owner-occupied48.7%
Vacant16.2%
Price-to-income14.5x
Est. income to buy$551,000