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Midway City CDP, CA

ZIP 92655 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92655

Median Home Value
$723,700
Median Rent
$1,372
Affordability Snapshot
$199,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,649/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92655 in Midway City CDP, CA, a household would need roughly $199,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,649. That is about 208% above the local median household income ($64,602), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
27.2%-58% vs US avg
x
Vacancy Rate
10.1%-2% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
25.2%-49% vs US avg
x
Mortgage-Free
54.1%+42% vs US avg
x
$723,700
Home Value
$1,372
Rent
1971
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.6%
  • 1-unit attached16.8%
  • 2-9 units19.6%
  • 10+ units20.2%
  • Mobile home & other6.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$723,700
Median rent$1,372
Owner-occupied27.2%
Vacant10.1%
Price-to-income11.2x
Est. income to buy$199,000