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Laguna Hills city, CA

ZIP 92653 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92653

Median Home Value
$978,400
Median Rent
$2,506
Affordability Snapshot
$269,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,285/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92653 in Laguna Hills city, CA, a household would need roughly $269,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,285. That is about 109% above the local median household income ($128,623), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.5%+8% vs US avg
x
Vacancy Rate
6.4%-37% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
11.6%-22% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
26.2%-47% vs US avg
x
Mortgage-Free
30.0%-21% vs US avg
x
$978,400
Home Value
$2,506
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.4%
  • 1-unit attached18.3%
  • 2-9 units7.0%
  • 10+ units15.6%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$978,400
Median rent$2,506
Owner-occupied70.5%
Vacant6.4%
Price-to-income7.6x
Est. income to buy$269,000