ZIP Code 92626 — Costa Mesa city, CA Demographics & Data

ZIP code 92626 covers Costa Mesa, CA in Orange County with a population of about 50,569.

At a glance, the area shows median age of 37.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 657, 714; U.S. House district CA-47; the LOS ANGELES media market.

Costa Mesa, CA sits in a university / college context (near coast community college district office (0.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 92626 is about $117,627 — about 57% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.5%; unemployment rate near 4.3%; 46.3% of adults with a bachelor’s degree or higher (about 12.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 19.4% of workers reporting work-from-home (about 4.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,037,700 — about 198% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,425 (about 109% above the U.S. median rent ($1,163)), and owner-occupancy near 42.0% (about 23.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92626 in Costa Mesa, CA, a household would need roughly $286,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,666. That is about 143% above the local median household income ($117,627), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Costa Mesa city, CA as Very High (composite score 99.8), which is among the highest nationally. The strongest component scores on US5 are flood (99.8) and wildfire (99.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Costa Mesa city, CA show little to no average snow and around 11.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,489 for ZIP 92626 (Costa Mesa city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.