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Irvine city, CA

ZIP 92612 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92612

Median Home Value
$938,900
Median Rent
$2,642
Affordability Snapshot
$258,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,031/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

9.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92612 in Irvine city, CA, a household would need roughly $258,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,031. That is about 169% above the local median household income ($95,938), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
26.9%-59% vs US avg
x
Vacancy Rate
11.3%+10% vs US avg
x
Broadband Access
93.4%+7% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
32.8%-34% vs US avg
x
Mortgage-Free
46.3%+21% vs US avg
x
$938,900
Home Value
$2,642
Rent
1992
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached8.9%
  • 1-unit attached21.1%
  • 2-9 units15.5%
  • 10+ units54.1%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$938,900
Median rent$2,642
Owner-occupied26.9%
Vacant11.3%
Price-to-income9.8x
Est. income to buy$258,000