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Temecula city, CA

ZIP 92592 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92592

Median Home Value
$664,000
Median Rent
$2,305
Affordability Snapshot
$183,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,265/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92592 in Temecula city, CA, a household would need roughly $183,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,265. That is about 38% above the local median household income ($132,475), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.6%+20% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
16.7%+13% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
18.9%-51% vs US avg
x
$664,000
Home Value
$2,305
Rent
1999
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.8%
  • 1-unit attached2.9%
  • 2-9 units3.8%
  • 10+ units4.2%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$664,000
Median rent$2,305
Owner-occupied78.6%
Vacant3.7%
Price-to-income5.0x
Est. income to buy$183,000