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Temecula city, CA

ZIP 92591 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92591

Median Home Value
$649,900
Median Rent
$1,982
Affordability Snapshot
$179,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,175/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92591 in Temecula city, CA, a household would need roughly $179,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,175. That is about 67% above the local median household income ($107,312), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.6%-9% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
13.8%-7% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
26.7%-46% vs US avg
x
Mortgage-Free
24.7%-35% vs US avg
x
$649,900
Home Value
$1,982
Rent
1997
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.7%
  • 1-unit attached1.5%
  • 2-9 units10.9%
  • 10+ units14.4%
  • Mobile home & other2.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$649,900
Median rent$1,982
Owner-occupied59.6%
Vacant6.0%
Price-to-income6.1x
Est. income to buy$179,000