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Moreno Valley city, CA

ZIP 92551 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92551

Median Home Value
$435,700
Median Rent
$1,761
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,799/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92551 in Moreno Valley city, CA, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,799. That is about 30% above the local median household income ($92,172), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.2%+4% vs US avg
x
Vacancy Rate
2.6%-74% vs US avg
x
Broadband Access
94.4%+8% vs US avg
x
4+ Bedrooms
8.5%-42% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
34.0%-32% vs US avg
x
Mortgage-Free
22.7%-40% vs US avg
x
$435,700
Home Value
$1,761
Rent
1990
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.0%
  • 1-unit attached2.4%
  • 2-9 units8.7%
  • 10+ units3.5%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$435,700
Median rent$1,761
Owner-occupied68.2%
Vacant2.6%
Price-to-income4.7x
Est. income to buy$120,000