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Victorville city, CA

ZIP 92395 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92395

Median Home Value
$335,900
Median Rent
$1,200
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,158/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92395 in Victorville city, CA, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,158. That is about 60% above the local median household income ($57,407), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.8%-19% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
89.7%+3% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
36.5%-27% vs US avg
x
Mortgage-Free
32.1%-16% vs US avg
x
$335,900
Home Value
$1,200
Rent
1985
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.1%
  • 1-unit attached2.0%
  • 2-9 units14.6%
  • 10+ units8.6%
  • Mobile home & other7.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$335,900
Median rent$1,200
Owner-occupied52.8%
Vacant5.0%
Price-to-income5.9x
Est. income to buy$92,000