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Oak Hills CDP, CA

ZIP 92344 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92344

Median Home Value
$454,100
Median Rent
$1,782
Affordability Snapshot
$125,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,917/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92344 in Oak Hills CDP, CA, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,917. That is about 25% above the local median household income ($99,909), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.8%+20% vs US avg
x
Vacancy Rate
6.1%-41% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
15.3%+3% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
20.3%-59% vs US avg
x
Mortgage-Free
30.5%-20% vs US avg
x
$454,100
Home Value
$1,782
Rent
2002
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.2%
  • 1-unit attached1.1%
  • 2-9 units0.3%
  • 10+ units0.9%
  • Mobile home & other3.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$454,100
Median rent$1,782
Owner-occupied78.8%
Vacant6.1%
Price-to-income4.5x
Est. income to buy$125,000