ZIP Code 92309 — Baker CDP, CA Demographics & Data

ZIP code 92309 covers Baker, CA in San Bernardino County with a population of about 490.

At a glance, the area shows median age of 29.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 442, 760; U.S. House district CA-23; the LOS ANGELES media market.

On socioeconomic markers, US5 shows a poverty rate of 22.1%; unemployment rate near 2.8%; 1.4% of adults with a bachelor’s degree or higher (about 32.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Transportation; about 4.6% of workers reporting work-from-home (about 10.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $115,100 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $616 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 29.2% (about 36.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92309 in Baker, CA, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $739. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Baker CDP, CA as Very High (composite score 99.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.9) and flood (99.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Baker CDP, CA show little to no average snow and around 4.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 92309 (Baker CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.