ZIP Code 92282 — Whitewater CDP, CA Demographics & Data

ZIP code 92282 covers Whitewater, CA in Riverside County with a population of about 1,494.

At a glance, the area shows median age of 42.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 442, 760, 951; U.S. House district CA-25; the PALM SPRINGS media market.

Median household income in ZIP 92282 is about $69,271 — about 8% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.4%; unemployment rate near 15.3%; 18.8% of adults with a bachelor’s degree or higher (about 14.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Administrative support; about 14.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $272,600 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $879 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 83.3% (about 17.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92282 in Whitewater, CA, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,751. That is roughly in line with the local median household income ($69,271). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Whitewater CDP, CA as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (100.0) and flood (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Whitewater CDP, CA show little to no average snow and around 9.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 74 for ZIP 92282 (Whitewater CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.