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ZIP 92263 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92263

Median Home Value
$652,538
Median Rent
$1,451
Affordability Snapshot
$180,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,192/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92263, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,192. That is about 156% above the local median household income ($70,183), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.5%-26% vs US avg
x
Vacancy Rate
32.5%+216% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
35.9%-28% vs US avg
x
Mortgage-Free
47.6%+25% vs US avg
x
$652,538
Home Value
$1,451
Rent
1982
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached15.0%
  • 1-unit attached17.9%
  • 2-9 units33.4%
  • 10+ units33.4%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$652,538
Median rent$1,451
Owner-occupied48.5%
Vacant32.5%
Price-to-income9.3x
Est. income to buy$180,000