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ZIP 92255 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92255

Median Home Value
$367,000
Median Rent
$1,651
Affordability Snapshot
$101,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,358/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92255, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,358. That is about 38% above the local median household income ($73,365), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 48% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.4%-34% vs US avg
x
Vacancy Rate
48.2%+368% vs US avg
x
Broadband Access
90.9%+4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
51.8%+36% vs US avg
x
$367,000
Home Value
$1,651
Rent
1988
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached24.5%
  • 1-unit attached8.9%
  • 2-9 units17.7%
  • 10+ units28.5%
  • Mobile home & other20.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$367,000
Median rent$1,651
Owner-occupied43.4%
Vacant48.2%
Price-to-income5.0x
Est. income to buy$101,000