ZIP Code 92195 — undefined, undefined Demographics & Data

ZIP code 92195 covers ZIP 92195 with a population of about 7,082.

At a glance, the area shows median age of 38.4 (near the U.S. median).

It sits in the SAN DIEGO media market.

Median household income in ZIP 92195 is about $83,644 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.9%; unemployment rate near 3.4%; 27.0% of adults with a bachelor’s degree or higher (about 6.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Construction; about 14.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $553,000 — about 59% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,723 (about 48% above the U.S. median rent ($1,163)), and owner-occupancy near 54.2% (about 11.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92195, a household would need roughly $152,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,552. That is about 82% above the local median household income ($83,644), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.