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ZIP 92153 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92153

Median Home Value
$685,700
Median Rent
$2,668
Affordability Snapshot
$189,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,405/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92153, a household would need roughly $189,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,405. That is about 75% above the local median household income ($108,042), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.1%+7% vs US avg
x
Vacancy Rate
7.6%-26% vs US avg
x
Broadband Access
97.1%+12% vs US avg
x
4+ Bedrooms
25.7%+74% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
4.1%-41% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
15.1%-60% vs US avg
x
$685,700
Home Value
$2,668
Rent
2007
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.6%
  • 1-unit attached30.9%
  • 2-9 units15.2%
  • 10+ units12.4%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$685,700
Median rent$2,668
Owner-occupied70.1%
Vacant7.6%
Price-to-income6.3x
Est. income to buy$189,000