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San Diego city, CA

ZIP 92111 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92111

Median Home Value
$754,300
Median Rent
$1,909
Affordability Snapshot
$208,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,845/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92111 in San Diego city, CA, a household would need roughly $208,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,845. That is about 119% above the local median household income ($95,081), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
53.1%-19% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
6.2%-52% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
26.6%-47% vs US avg
x
Mortgage-Free
38.0%-0% vs US avg
x
$754,300
Home Value
$1,909
Rent
1971
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.2%
  • 1-unit attached18.5%
  • 2-9 units13.1%
  • 10+ units22.1%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$754,300
Median rent$1,909
Owner-occupied53.1%
Vacant3.3%
Price-to-income7.9x
Est. income to buy$208,000