US5.com
  1. Home
  2. States
  3. ZIP 92079
  4. Housing & Real Estate
,

ZIP 92079 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92079

Median Home Value
$746,100
Median Rent
$1,674
Affordability Snapshot
$205,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,793/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92079, a household would need roughly $205,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,793. That is about 145% above the local median household income ($83,706), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
49.8%-24% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
33.1%-33% vs US avg
x
Mortgage-Free
15.1%-60% vs US avg
x
$746,100
Home Value
$1,674
Rent
1993
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.7%
  • 1-unit attached9.2%
  • 2-9 units6.2%
  • 10+ units34.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$746,100
Median rent$1,674
Owner-occupied49.8%
Vacant3.6%
Price-to-income8.9x
Est. income to buy$205,000