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Solana Beach city, CA

ZIP 92075 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92075

Median Home Value
$1,937,900
Median Rent
$2,828
Affordability Snapshot
$534,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$12,449/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

13.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

57.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92075 in Solana Beach city, CA, a household would need roughly $534,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,449. That is about 265% above the local median household income ($146,210), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.5%+3% vs US avg
x
Vacancy Rate
14.9%+45% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
6.3%-58% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
32.9%-34% vs US avg
x
Mortgage-Free
43.2%+13% vs US avg
x
$1,937,900
Home Value
$2,828
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.6%
  • 1-unit attached20.6%
  • 2-9 units12.0%
  • 10+ units21.7%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,937,900
Median rent$2,828
Owner-occupied67.5%
Vacant14.9%
Price-to-income13.3x
Est. income to buy$534,000