What to know about ZIP 92074
ZIP code 92074 covers ZIP 92074 with a population of about 5,697.
At a glance, the area shows median age of 39.5 (near the U.S. median).
It sits in the SAN DIEGO media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 92074 covers ZIP 92074 with a population of about 5,697.
At a glance, the area shows median age of 39.5 (near the U.S. median).
It sits in the SAN DIEGO media market.
Median household income in ZIP 92074 is about $141,361 — about 88% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 1.9%; unemployment rate near 5.9%; 52.5% of adults with a bachelor’s degree or higher (about 18.8 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Professional services, and Manufacturing; about 19.9% of workers reporting work-from-home (about 4.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $882,200 — about 153% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,312 (about 99% above the U.S. median rent ($1,163)), and owner-occupancy near 65.8% (roughly in line with the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 92074, a household would need roughly $243,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,667. That is about 72% above the local median household income ($141,361), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.