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Pala CDP, CA

ZIP 92059 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92059

Median Home Value
$506,600
Median Rent
$1,264
Affordability Snapshot
$139,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,254/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92059 in Pala CDP, CA, a household would need roughly $139,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,254. That is about 44% above the local median household income ($96,399), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.1%-2% vs US avg
x
Vacancy Rate
10.3%+0% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
9.1%-39% vs US avg
x
Built Pre-1939
0.8%-93% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
11.8%-76% vs US avg
x
Mortgage-Free
36.6%-4% vs US avg
x
$506,600
Home Value
$1,264
Rent
1992
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.8%
  • 1-unit attached0.4%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other26.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$506,600
Median rent$1,264
Owner-occupied64.1%
Vacant10.3%
Price-to-income5.3x
Est. income to buy$139,000