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ZIP Code 92049 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
3,497
Density
N/A
Median income
$80,844
+8% vs US avg
Home value
$806,900
+132% vs US avg
Median rent
$1,750
+50% vs US avg
Timezone
N/A

Overview of ZIP Code 92049

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What to know about ZIP 92049

ZIP code 92049 covers ZIP 92049 with a population of about 3,497.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in the SAN DIEGO media market.

Income and economy in ZIP 92049

Median household income in ZIP 92049 is about $80,844 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.6%; unemployment rate near 2.5%; 42.4% of adults with a bachelor’s degree or higher (about 8.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Food services, and Professional services; about 25.1% of workers reporting work-from-home (about 9.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 92049

Median home value is about $806,900 — about 132% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,750 (about 50% above the U.S. median rent ($1,163)), and owner-occupancy near 22.0% (about 43.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92049, a household would need roughly $222,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,183. That is about 175% above the local median household income ($80,844), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.