What to know about ZIP 92049
ZIP code 92049 covers ZIP 92049 with a population of about 3,497.
At a glance, the area shows median age of 37.8 (near the U.S. median).
It sits in the SAN DIEGO media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 92049 covers ZIP 92049 with a population of about 3,497.
At a glance, the area shows median age of 37.8 (near the U.S. median).
It sits in the SAN DIEGO media market.
Median household income in ZIP 92049 is about $80,844 — about 8% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 17.6%; unemployment rate near 2.5%; 42.4% of adults with a bachelor’s degree or higher (about 8.7 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Food services, and Professional services; about 25.1% of workers reporting work-from-home (about 9.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $806,900 — about 132% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,750 (about 50% above the U.S. median rent ($1,163)), and owner-occupancy near 22.0% (about 43.4 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 92049, a household would need roughly $222,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,183. That is about 175% above the local median household income ($80,844), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.